InCred

InCred is a diversified financial services group in India, founded in 2016 and headquartered in Mumbai. The company operates across various financial services verticals, offering a broad range of products to a diverse client base.

InCred's core business is providing credit, which includes consumer loans, education loans, and loans to small and medium-sized enterprises (SMEs). The company leverages a technology-driven approach, utilizing data science and a proprietary platform to make the lending process more efficient, accessible, and tailored to the specific needs of its clients. This allows for a quicker and more streamlined experience for borrowers.

The company serves both individual consumers and businesses across India. Its consumer-facing business provides personal and education loans, while its business-focused arm caters to the financing needs of SMEs. InCred's business model is centered on lending, generating revenue primarily through the interest and fees charged on its loan products. The company has a significant physical presence with a large network of branches across India, complementing its digital platform.

Keywords: Financial services, lending, consumer loans, business loans, education loans, data science, fintech, credit platform, Indian market, SME financing