Oscar Health, Inc., commonly known as Oscar, is a health insurance company that aims to simplify and humanize the insurance experience using technology. Founded in 2012, Oscar offers a range of health insurance plans tailored for individuals, families, and small businesses. The company operates primarily in the United States and focuses on making healthcare accessible and affordable.

Oscar's primary clients include individuals and families looking for personal health insurance, as well as small businesses seeking group health plans for their employees. The company also provides specialized plans, such as those compliant with the Affordable Care Act (ACA), which are designed to meet specific regulatory standards for coverage and affordability.

Oscar's business model revolves around leveraging technology to enhance user experience and engagement. The company offers 24/7 virtual care services, allowing members to connect with healthcare providers at any time. This is particularly beneficial for those who need immediate medical advice or consultations without the need to visit a physical location. Additionally, Oscar provides tools to help members find doctors, hospitals, and pharmacies that accept their plans, making it easier for them to access the care they need.

Oscar makes money primarily through the premiums paid by its members for their insurance plans. These premiums are the regular payments made by individuals or businesses to maintain their insurance coverage. The company also generates revenue by managing healthcare costs effectively, ensuring that the services provided to members are cost-efficient while maintaining high-quality care.

Oscar's commitment to digital accessibility ensures that its services are usable by people with disabilities, reflecting its broader mission to make healthcare inclusive for all. The company continually improves its user experience and integrates accessibility into its policies and practices.

In summary, Oscar Health is a tech-driven health insurance provider focused on making healthcare simple, accessible, and affordable for individuals, families, and small businesses in the U.S.

Keywords: Health Insurance, Technology, Accessibility, Virtual Care, Affordable Care, Individual Plans, Family Plans, Small Business, ACA Compliance, User Engagement.