Oportun

Oportun

Affordable loans that help people with little or no credit history establish credit and build a better future.

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$538m

Post IPO Debt
Total Funding000k

Financials

Estimates*

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Revenues, earnings & profits over time
USD2020202120222023202420252026
Revenues0000000000000000000000000000
% growth(24 %)58 %21 %(56 %)5 %223 %6 %
EBITDA0000000000000000000000000000
% EBITDA margin7 %9 %-(4 %)35 %--
Profit0000000000000000000000000000
% profit margin(13 %)9 %(12 %)(64 %)(27 %)--
EV0000000000000000000000000000
EV / revenue00.0x00.0x00.0x00.0x00.0x00.0x00.0x
EV / EBITDA00.0x00.0x00.0x00.0x00.0x00.0x00.0x
R&D budget0000000000000000000000000000

Source: Company filings or news article, Equity research estimates

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More about Oportun
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Oportun is a financial services company that provides affordable personal and auto loans to underserved communities in 12 states. The company operates in the consumer finance market, focusing on individuals who may not have access to traditional banking services. Oportun's business model involves offering loans with flexible terms and competitive interest rates, aiming to help clients build a better financial future. The company generates revenue through interest on loans and fees associated with its financial products. Oportun serves a diverse client base, including those with limited or no credit history, by leveraging advanced data analytics to assess creditworthiness. The company is committed to financial inclusion and aims to provide responsible lending options to improve the financial health of its customers.

Keywords: personal loans, auto loans, underserved communities, flexible terms, competitive interest rates, financial inclusion, creditworthiness, data analytics, consumer finance, responsible lending.

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Investments by Oportun

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Digit
ACQUISITION by Oportun Nov 2021
SpringboardAuto
ACQUISITION by Oportun Oct 2018