OakNorth Credit Intelligence
Provides banks with data‑driven intelligence tools to assess credit and climate risk, streamline lending decisions, and monitor portfolios.
| Date | Investors | Amount | Round |
|---|---|---|---|
* | £23.0m | Seed | |
£66.0m | Series A | ||
| N/A | £27.5m | Series B | |
* | £154m Valuation: £940m 27.2x EV/Revenue | Series A | |
* | £90.0m Valuation: £900m 26.0x EV/Revenue | Secondary | |
N/A | Support Program | ||
* | $100m Valuation: $2.3b 22.6x EV/Revenue | Series B | |
* | $440m Valuation: $2.4b 13.1x EV/Revenue | Growth Equity VC | |
£22.4m | Secondary | ||
| N/A | N/A | - | |
| Total Funding | $897m | ||
| GBP | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|---|
| Revenues | 0000 | 0000 | 0000 | 0000 | 0000 | 0000 | 0000 |
| % growth | 123 % | 81 % | 26 % | 15 % | 33 % | 73 % | 28 % |
| EBITDA | 0000 | 0000 | 0000 | 0000 | 0000 | 0000 | 0000 |
| % EBITDA margin | - | - | 1 % | - | - | - | - |
| Profit | 0000 | 0000 | 0000 | 0000 | 0000 | 0000 | 0000 |
| % profit margin | 34 % | 36 % | 33 % | 50 % | 42 % | 30 % | 36 % |
| EV | 0000 | 0000 | 0000 | 0000 | 0000 | 0000 | 0000 |
| EV / revenue | 00.0x | 00.0x | 00.0x | 00.0x | 00.0x | 00.0x | 00.0x |
| EV / EBITDA | 00.0x | 00.0x | 00.0x | 00.0x | 00.0x | 00.0x | 00.0x |
| R&D budget | 0000 | 0000 | 0000 | 0000 | 0000 | 0000 | 0000 |
Source: Company filings or news article
Related Content
OakNorth Credit Intelligence has developed the ON Credit Intelligence Suite, a machine-learning-powered, data-driven technology designed for commercial lenders. This platform provides financial institutions with a forward-looking, 360-degree view of their borrowers.
The suite was constructed over five years by a dedicated team of over 250 engineers and credit scientists. Its implementation at OakNorth Bank in the UK has been a significant factor in the bank achieving a top 1% global ranking in terms of Return on Required Equity (RORE) and efficiency. This has allowed the bank to manage a multi-billion-dollar commercial lending portfolio effectively.
The primary clients for the ON Credit Intelligence Suite are Relationship, Portfolio, and Risk Managers within commercial lending institutions. The technology equips them with deep sector-specific insights, which aids in making more informed credit decisions. By anticipating potential financial challenges for borrowers, the suite allows managers to propose solutions proactively, thereby minimizing the risk of defaults and fostering profitable growth.
Keywords: credit intelligence, commercial lending, financial technology, risk management, data analytics, machine learning, portfolio management, credit analysis, borrower analysis, banking solutions
Tech stack
Investments by OakNorth Credit Intelligence
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