Lande

Lande.finance is a crowdfunding platform designed to connect investors with agricultural projects, offering a unique opportunity to diversify portfolios with secured agricultural returns. The platform primarily serves individual investors looking to invest in agricultural loans, which are secured by collateral such as land or grain. Operating in the agricultural finance market, Lande.finance provides a range of investment options with varying terms and loan-to-value (LTV) ratios, ensuring that investors can find projects that match their risk tolerance and investment goals.

The business model of Lande.finance revolves around facilitating investments in agricultural projects by offering loans to farmers for purposes such as purchasing grain combines, storage sheds, and tractors. These loans come with attractive annual returns, typically around 11%, and are secured by collateral to minimize risk. The platform guarantees that all open projects will be fully funded before the deadline, providing assurance to investors that their investments will not be delayed or canceled due to insufficient funding.

Lande.finance makes money by charging fees on the investments made through its platform. Additionally, it offers a secondary market where investors can buy and sell projects, providing liquidity and flexibility. The platform also features a VIBAN (Virtual International Bank Account Number) for each user, facilitating faster money transfers.

Keywords: Crowdfunding, Agricultural Finance, Secured Loans, Investment Platform, Collateral, Annual Returns, Secondary Market, Portfolio Diversification, VIBAN, Agricultural Projects.