Kintai is a financial technology startup that provides cash advances to small and medium-sized enterprises (SMEs) and physical stores operating with point of sale (POS) systems. The company operates in the Spanish market, offering a unique solution to businesses in need of quick, hassle-free financing.

Kintai's business model is straightforward and user-friendly. Businesses can apply for cash advances up to €50,000 through Kintai's 100% online process. The repayment method is also simple and convenient, as businesses repay the cash advance through their POS system, meaning they pay back as they make sales. This model eliminates the need for personal guarantees and does not affect the business's financial risk profile.

The application process is simple. Businesses sign up on Kintai's platform, select the amount they need, connect their bank accounts, and once approved, they can enjoy their cash advance. The entire process is designed to be smooth and frictionless, with a Kintai team member available for assistance throughout.

Kintai's target clients are SMEs and physical stores that use POS systems and are in need of quick, easy financing. The company operates in the financial services market, specifically in the fintech sector, providing a unique solution to traditional financing methods.

In terms of revenue, Kintai makes money by charging a fee on the cash advances it provides. The fee is likely a percentage of the advance amount, providing the company with a steady revenue stream as businesses repay their advances.

Keywords: Fintech, Cash Advances, SME Financing, POS Systems, Online Application, No Personal Guarantees, Financial Risk Profile, Frictionless Process, Financial Services, Revenue from Fees.