Finanzguru

Finanzguru is a German fintech company offering a personal finance management app that helps users gain a clear and organized view of their financial situation. The app connects to multiple bank accounts, credit cards, and payment services, consolidating all financial data in one place. By automatically categorizing income and expenses, it provides users with an accurate overview of their spending habits and cash flow.

One of Finanzguru’s key features is its contract management system, which identifies recurring payments such as subscriptions, insurance policies, and utility bills. Users can review, optimize, or cancel these contracts directly through the app, enabling better control over ongoing expenses. The platform also provides tailored suggestions for cost savings, helping users to reduce unnecessary spending and optimize financial commitments.

Finanzguru goes beyond simple account aggregation by offering tools for budgeting and financial forecasting. Users can set budgets for specific categories, track progress in real time, and receive predictions on how much disposable income they will have at the end of the month. The app’s recommendations are personalized, based on the user’s financial behavior and goals.

Data security is a core focus for Finanzguru, with bank-level encryption and compliance with German and EU privacy regulations. This ensures that users can manage their finances with confidence in the safety of their information.

By combining multibanking, budgeting, and contract management in one intuitive platform, Finanzguru provides a comprehensive, user-friendly solution for individuals seeking greater control over their personal finances.

Keywords: personal finance, multibanking, budget planner, contract management, expense tracking, financial forecasting, fintech app, subscription management, German finance tool, cost optimization