Zurp, Inc. is a financial technology (fintech) company that offers innovative banking solutions designed to help users manage their finances more effectively. Unlike traditional banks, Zurp provides a unique blend of banking features and credit card perks, aiming to serve tech-savvy consumers who are looking for more value from their financial products. The company operates primarily in the United States and targets individuals who are at least 18 years old.

Zurp’s primary product is a credit card that not only helps users build their credit scores but also offers substantial rewards. Users can earn up to 8x points on purchases made with the Zurp card at any location where Mastercard is accepted. Additionally, Zurp offers a daily "spin the wheel" feature, allowing cardholders to win extra points, adding an element of gamification to the financial experience.

One of the standout features of Zurp is its competitive Annual Percentage Yield (APY) of 5.00% on deposits, significantly higher than the national average interest rate. This makes Zurp an attractive option for users looking to grow their savings while enjoying the benefits of a credit card. To earn this APY, cardholders must be considered Active Users, as defined in the company's terms and conditions.

Zurp’s business model revolves around earning revenue through interchange fees, which are small fees paid by merchants whenever a customer uses their Zurp card. Additionally, the company may earn interest on deposits and potentially other financial services offered in partnership with First Pryority Bank, a Member FDIC.

In summary, Zurp is a fintech company that combines high-yield savings with credit-building opportunities and a robust rewards program, making it a compelling choice for consumers looking to maximize their financial benefits.

Keywords: fintech, credit card, rewards, high-yield savings, credit score, gamification, Mastercard, APY, deposits, financial management.