Zhijin Bao

Zhijin Bao provides a sophisticated investment risk management and intelligent analysis platform designed for financial institutions. The system integrates big data and artificial intelligence to deliver comprehensive risk management functions across various asset classes, including stocks, bonds, futures, and foreign exchange.

The platform offers tools for detailed risk analysis, such as pre-trade analysis, stress testing, risk attribution, and ongoing monitoring. For example, its KYZ Credit tool provides credit risk management for bond investments, covering thousands of bond issuers with features like ratings, early warnings, and pricing. Another module, KYZ Fund, focuses on outsourced investment risk management, tracking and evaluating thousands of mutual funds to assist Fund of Funds (FOFs) and Manager of Managers (MOMs) in their investment decisions. The KYZ Portfolio service brings advanced solutions to monitor numerous indicators and process millions of data sets daily, providing a multi-dimensional tool for investment and risk-management teams to oversee performance and risk.

The platform is utilized by major financial entities like Ping An Life, Ping An Bank, and Ping An Securities. The company's business model involves offering these technology-empowered asset management solutions to other financial institutions, generating revenue through providing access to its platform and its suite of analytical tools.

Keywords: investment risk management, risk analysis, financial technology, asset management, AI in finance, big data analytics, portfolio management, credit risk, quantitative analysis, financial services, risk reporting, stress testing, regulatory compliance, bond analysis, mutual fund evaluation, Ping An, KYZ Risk