Zetl

Zetl is a financial services company that specializes in providing payroll and working capital financing for asset-light service businesses. Founded in Melbourne in 2015, Zetl operates in the financial technology sector, aiming to simplify and expedite the financing process for businesses that lack traditional collateral like equipment, inventory, or property. Instead, Zetl uses receivables as collateral, allowing businesses to receive funding within 24 hours. This service is particularly beneficial for startups, recruitment agencies, consultancies, SaaS providers, and digital media companies. Zetl's business model revolves around offering fast, flexible financing solutions that help businesses manage their monthly operating expenses and support their growth. The company generates revenue through interest and fees associated with the financing services it provides. By leveraging technology, Zetl has built a global financial infrastructure that enables businesses to transact, collect, and pay across 130 countries and 50 currencies, without the constraints of traditional financial systems.

Keywords: payroll financing, working capital, asset-light, receivables, fintech, startups, recruitment agencies, consultancies, SaaS, digital media