ZeroLend

ZeroLend is a decentralized, non-custodial liquidity protocol that facilitates lending and borrowing services across multiple blockchain networks, including zkSync, Manta Network, Blast, and Linea. It functions as a peer-to-peer lending market where users can deposit assets to earn interest or borrow assets against collateral. The protocol supports a variety of digital assets and is notable for its focus on Liquid Restaking Tokens (LRTs) and Real World Assets (RWAs).

The platform aims to provide a comprehensive decentralized finance (DeFi) ecosystem. One of its key features is the native stablecoin, ZERO, which is designed to offer a stable medium of exchange within the protocol. Users can also engage with Account Abstraction, enabling social logins and gas-less transactions to simplify the user experience. ZeroLend incorporates a governance model through its native token, $ZERO, allowing token holders to participate in the decision-making process of the protocol. Additionally, it features a points system to reward user participation and airdrops.

ZeroLend's business model revolves around the interest rate spreads between lenders and borrowers, a common model in DeFi lending. It attracts users by offering competitive yields on deposited assets and flexible borrowing options. The protocol has undergone security audits from firms like Certik and has a bug bounty program with Immunefi to ensure the security of user funds.

Keywords: decentralized lending, liquidity protocol, DeFi, crypto borrowing, yield farming, stablecoins, Real World Assets, Liquid Restaking Tokens, multi-chain, governance token