Yeldo

Yeldo, founded in 2017 by Antonio Borgonovo and Hans Juergen Goessl, is a financial technology company headquartered in Lugano, Switzerland, with a presence in Italy, Germany, and Luxembourg. The firm operates an online platform that provides direct access to institutional-grade real estate investments, a market segment historically accessible to a select few. Founder and CEO Antonio Borgonovo brings two decades of experience in technology startups and finance, including roles at Boston Consulting Group and as CEO of digital ventures like Supermoney. This background in both finance and technology shaped Yeldo's mission to enhance transparency and accessibility in real estate investing.

The company's business model centers on offering alternative financing to real estate developers while opening up investment opportunities to a broader audience. For professional and institutional investors, Yeldo provides access to private, off-market real estate deals, including equity and debt positions. The firm has deployed approximately €250 million across dozens of transactions. Recognizing a wider market, Yeldo launched Yeldo Crowd in March 2023, an equity crowdfunding platform authorized by the Italian regulator CONSOB. This extension allows retail investors to participate in vetted real estate projects with a minimum investment of €10,000, significantly lower than the €125,000 minimum for its primary platform.

Yeldo's platform allows investors to browse curated investment opportunities, review financial details, and invest directly. The company's investment team conducts rigorous due diligence, with less than 3% of screened deals passing their standards. Investment opportunities span various asset classes, with a focus on high-end residential, hospitality, logistics, and living sectors across Southern and Central Europe, including Switzerland, Italy, Spain, and Portugal. The firm structures its investments primarily as protected positions like senior or mezzanine debt and preferred equity to mitigate risk for its investors. Revenue is generated through fees charged to both investors and real estate developers who raise capital on the platform. To date, the company has financed projects with a total value exceeding €1.4 billion, achieving a notable historical internal rate of return (IRR).

Keywords: real estate investment, fintech, property technology, crowdfunding, institutional real estate, private equity real estate, alternative financing, investment platform, real estate debt, preferred equity, real estate developers, professional investors, retail investors, European property market, asset-backed investment, financial software, investment opportunities, Lugano, Switzerland, Yeldo Crowd