Wocap
Working capital platform for dynamic invoice discounting.
| Date | Investors | Amount | Round |
|---|---|---|---|
* | €450k | Seed | |
| Total Funding | 000k | ||
Wocap is a fintech company headquartered in Athens, Greece, that operates a digital marketplace for working capital optimization. The company provides a platform that connects large corporations with excess cash to small and medium-sized enterprises (SMEs) in their supply chain that are in need of liquidity.
The platform's core offering is a dynamic discounting solution. It enables suppliers to get paid earlier on their approved invoices by offering a discount. Buyers, typically large corporations, can then use their idle cash to fund these early payments, earning a return from the discount offered by the supplier. This process is designed as a win-win: suppliers gain quick, debt-free access to working capital on their own terms, while buyers achieve better returns on their cash reserves. The system functions through a competitive bidding process where suppliers choose which invoices to accelerate and submit discount offers, putting them in control of their funding costs. The platform integrates with the buyer's existing ERP systems to automatically sync invoices, streamlining the process.
Founded in 2025, Wocap aims to address the inefficiencies in traditional short-term investments and working capital funding. The company's mission is to transform every invoice into an opportunity for growth and resilience by unlocking value hidden in the supply chain. By eliminating the need for banks or traditional lenders, Wocap reduces bureaucracy, hidden fees, and complex onboarding procedures. In June 2025, the company raised $509K in a Seed Round from investors including Genesis Ventures. The firm is built for modern CFOs, aiming to shift treasury management from a reactive to a proactive, strategic function.
Keywords: dynamic discounting, supply chain finance, working capital optimization, invoice financing, fintech, B2B payments, early payment solutions, trade finance, corporate treasury, cash flow management, liquidity solutions, accounts payable, accounts receivable, procure-to-pay, source-to-pay, financial technology, SME financing, corporate cash management, invoice auction, ERP integration