
WARD
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Date | Investors | Amount | Round |
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investor | €0.0 | round | |
investor investor | €0.0 | round | |
N/A | Convertible | ||
Total Funding | 000k |
WARD, operating as Pathward, N.A., is a U.S.-based financial empowerment company publicly traded under the Nasdaq ticker CASH. The firm is dedicated to increasing financial availability and choice through its two primary business lines: Partner Solutions and Commercial Finance. Pathward's core business revolves around providing Banking as a Service (BaaS) solutions. This model allows the company to act as the banking infrastructure for third-party fintech partners, who in turn deliver a variety of financial products to their end customers.
The company's offerings are comprehensive, covering a wide spectrum of payment and lending services. Through its partnerships, Pathward facilitates prepaid and debit card issuing, merchant acquiring, digital payments, and consumer lending solutions. This B2B2C model enables fintech innovators to build and scale their programs on a stable and compliant banking foundation. Revenue is generated by providing this configurable suite of services to its partners. For its commercial clients, Pathward offers direct financing solutions to support business growth.
A significant focus for Pathward is powering financial inclusion. The company aims to provide financial services to communities that have been traditionally unbanked or underserved by leveraging its technology and strategic collaborations with fintech firms. This mission is central to its operational strategy, driving the development of accessible and user-friendly financial products like digital wallets and streamlined payment systems. The company's commitment to this space was recognized when it was named "Best Banking as a Service Solution Provider" in the 2025 FinTech Breakthrough Awards. Keywords: Banking as a Service, BaaS, financial inclusion, fintech partnerships, commercial finance, payment solutions, digital payments, consumer lending, merchant acquiring, prepaid debit solutions, Pathward, financial technology infrastructure, embedded finance, B2B2C finance, public company, lending services, payment processing