Vivid Money is a digital banking startup that offers a comprehensive suite of financial services through a mobile app. The company caters to a broad range of clients, from individuals to families, and even students, who are looking for a convenient and efficient way to manage their finances.

Operating in the fintech market, Vivid Money's business model revolves around providing an all-in-one financial solution. The app allows users to earn interest on their deposits, invest in over 300 crypto coins, and earn cashback on everyday spending. The company's unique selling point is its Interest Rate Pocket, which offers an interest rate as high as 5.39% per annum on deposits. This rate is a 30-day yield, meaning it's the total interest that would be earned if the deposit was held for 30 days.

In addition to these features, Vivid Money also offers investment opportunities. With just a Vivid account and €1, users can invest in a variety of crypto assets. The company also has a cashback program where users can select up to six cashback categories and earn up to €140 per month. This cashback is stored in the user's Stock Rewards Pocket and increases in value when the chosen company stock rises.

Vivid Money also offers shared pockets, allowing users to manage their finances with friends and family. The company ensures a high level of security, with all deposits protected up to €100,000 by the German Deposit Guarantee Scheme. The banking services are empowered by Solaris SE, a fully regulated European bank.

In summary, Vivid Money is a digital banking platform that offers a range of financial services, including high-interest savings, investment opportunities, and cashback rewards, all within a secure and user-friendly mobile app.

Keywords: Digital Banking, Mobile App, Interest Rate Pocket, Crypto Investment, Cashback Rewards, Shared Pockets, Financial Management, High-Interest Savings, Secure Banking, User-Friendly.