Varthana

Varthana is a non-banking financial company (NBFC) operating in India, specializing in providing debt financing to the affordable private education sector. The company's primary business involves offering secured loans to private schools catering to low and middle-income families. These loans are typically used for infrastructure development, such as constructing new classrooms, upgrading facilities like labs and libraries, and purchasing new equipment, thereby enabling schools to expand their capacity and enhance the quality of education.

In addition to school financing, Varthana also provides student loans to help cover educational expenses. The company's business model is centered on lending directly to these educational institutions and students, generating revenue through the interest and fees charged on its loan products. By focusing on the affordable private school segment, Varthana addresses a gap in the market often overlooked by traditional financial institutions, thereby supporting the growth and improvement of educational infrastructure for a large segment of India's population.

Keywords: education finance, school loans, student loans, NBFC, debt financing, private schools, infrastructure loans, affordable education, impact investing, India