USA-Mortgages
US Mortgage Loans For Foreign Investors | USA-Mortgage.com.
| Date | Investors | Amount | Round |
|---|---|---|---|
| - | N/A | - | |
| Total Funding | 000k | ||
| USD | 2021 | 2022 | 2023 |
|---|---|---|---|
| Revenues | 0000 | 0000 | 0000 |
| % growth | - | 145 % | - |
| EBITDA | 0000 | 0000 | 0000 |
| Profit | 0000 | 0000 | 0000 |
| EV | 0000 | 0000 | 0000 |
| EV / revenue | 00.0x | 00.0x | 00.0x |
| EV / EBITDA | 00.0x | 00.0x | 00.0x |
| R&D budget | 0000 | 0000 | 0000 |
Source: Dealroom estimates
Related Content
USA Mortgages operates as a specialized mortgage lender, focusing on a niche yet significant market: foreign nationals seeking to invest in United States real estate. Founded in 2019, the company addresses a critical gap in the traditional American lending system, which is not structured to accommodate international borrowers effectively. The firm's business model is built on providing mortgage solutions specifically tailored to non-resident investors, enabling them to finance property purchases in the US.
The company was established by a team with direct experience in the complexities of cross-border real estate transactions. Co-founders Donal Ward, an Irish Chartered Accountant and licensed US mortgage broker, and Niall H. Byrne, an experienced entrepreneur in international business, recognized the hurdles faced by foreign investors. Their combined expertise in finance, real estate, and international business forms the foundation of the company's approach. This background allows them to navigate the intricate requirements of underwriting loans for individuals without a US credit history, social security number, or tax returns.
USA Mortgages has developed a lending process that leverages both technology and human expertise to serve its international clientele. It provides a range of mortgage products, including 30-year fixed-rate loans, which are a common feature of the US market but often inaccessible to foreign buyers. The firm has cultivated a network of US banks and lending institutions that are willing to work with international investors, acting as a crucial intermediary. By managing the entire process from application to closing, USA Mortgages offers a streamlined service for clients who might otherwise find the US property market impenetrable. Revenue is generated through loan origination fees and the servicing of these specialized mortgages. The company has facilitated over $100 million in loans for investors from more than 25 countries.
Keywords: foreign national mortgages, US real estate investment, cross-border financing, mortgage lending, international investors, real estate finance, non-resident loans, property investment, mortgage brokerage, asset-based lending