Teylor

Teylor, a fintech company founded in 2018 and based in Zurich, Switzerland, operates with a dual business model focused on the small and medium-sized enterprise (SME) lending market. The company provides financing to German and Swiss SMEs, particularly those that may have difficulty securing loans through traditional banking channels. This is achieved through its proprietary online platform where businesses can apply for and receive loans directly.

In addition to its direct lending activities, Teylor has developed a Software-as-a-Service (SaaS) business. It licenses its digital lending technology to banks and other financial institutions. This platform enables these institutions to automate and digitize their own SME lending processes, thereby improving efficiency and reducing operational costs. The company generates revenue from both the interest and fees on the loans it provides directly, and from the licensing fees for its SaaS platform sold to banking partners.

Keywords: SME lending, digital loans, fintech, SaaS, credit platform, business financing, financial technology, loan automation, B2B lending, debt financing