Sprk Capital

Sprk Capital is a UK-based lender that provides funding to small and medium-sized enterprises (SMEs) engaged in UK-led innovation. The company offers non-dilutive financing solutions, allowing businesses to access capital without giving up equity.

Sprk Capital's primary offerings include R&D Tax Credit Loans and Grant Advance Funding. These products are designed to provide upfront cash to companies that are due to receive R&D tax credits or have secured government grants. This enables them to manage their cash flow more effectively and invest in their growth without delay.

The company operates in the financial services and fintech sectors, targeting innovative SMEs across various industries in the UK. Its business model is centered on providing accessible and straightforward funding. Sprk Capital has partnered with the British Business Bank to enhance its lending capacity and support a larger number of businesses.

By providing an online application process and clear fee structures, Sprk Capital aims to simplify the funding process for its clients. This approach allows businesses to quickly access the funds they need to continue their research and development activities and bring their innovative products and services to market.

Keywords: R&D financing, grant funding, SME lending, non-dilutive capital, innovation finance, UK business loans, fintech, financial services, cash flow solutions, growth funding.