Spanda Capital

Spanda Capital operates in the financial services sector, focusing on assisting banks and financial institutions in managing their balance sheets. The company specializes in purchasing non-performing loans (NPLs), which are loans that borrowers are not repaying as agreed. By acquiring these NPLs, Spanda Capital helps its clients free up resources and focus on their core business activities while ensuring they meet regulatory requirements. The company builds long-term relationships through forward flow contracts and one-off debt purchases, providing a reliable solution for financial institutions looking to offload problematic assets. Spanda Capital's business model revolves around the acquisition and management of NPLs, generating revenue through the strategic purchase and eventual resolution or sale of these distressed assets. The primary clients are international banks and financial institutions seeking to optimize their financial health and regulatory compliance.

Keywords: non-performing loans, balance sheet management, financial institutions, regulatory compliance, debt purchases, forward flow contracts, distressed assets, financial health, international banks, asset optimization.