Shanghai Gujin Information Technology

Shanghai Gujin Information Technology, operating as OnerWay, is a financial software company that has developed a global payment platform for cross-border e-commerce and digital transactions. Founded in 2015 by Andy Wang and headquartered in Shanghai, China, the company aims to simplify international commerce for businesses. OnerWay addresses the complexities of fragmented cross-border payments by offering a unified infrastructure that combines global payment collection, foreign exchange conversion, and multi-currency business banking.

The platform provides businesses with global collection accounts, enabling them to receive payments in local currencies without requiring a physical presence in those markets. Key features include real-time settlement, transparent FX rates, and a compliance layer called Security Shield™ to ensure regulatory alignment across different jurisdictions. The system supports over 110 payment methods and is designed for easy integration into existing finance and ERP systems through developer-friendly APIs. OnerWay's business model is based on transaction fees, which range from 1.5% to 3%.

The company serves a global client base of merchants in sectors such as e-commerce, hospitality, and travel. It holds an EMI license in the UK regulated by the FCA and an MSB license in the US. OnerWay has raised a total of $24.6 million in funding, including a $10 million Series A1 round in August 2025, to accelerate the development of its global payments and banking infrastructure. Investors include Yunqi Partners, Lanchi Ventures, and Eminence Ventures.

Keywords: cross-border payments, global payment platform, financial software, e-commerce payments, digital transactions, multi-currency accounts, foreign exchange, payment processing, fintech, international commerce, payment collection, regulatory compliance, merchant services, API integration, financial technology, Shanghai, B2B payments, online payments, FX conversion, payment infrastructure