Setpoint

Setpoint.io is a startup that operates in the capital markets sector, providing a platform that enhances the efficiency and accuracy of operations for borrowers and lenders. The company's primary focus is on asset-backed lending, offering a streamlined process for funding and operations of such transactions.

Setpoint.io's platform serves as an operating system for capital markets functions, driving both capital and operational efficiency. It allows users to onboard, fulfill funding requirements, and request financing all within a day. Furthermore, it provides a management system for portfolios and risk, ensuring accuracy, compliance, and predictability in the lending process.

The company's business model revolves around replacing traditional spreadsheets with automated workflow management software. This software is integrated with real-time third-party Diligence Agent and Calculation Agent services, which are directly fulfilled by Setpoint. This creates a single source of truth, eliminating discrepancies and enhancing trust in the credit system.

Setpoint.io's platform is flexible, catering to assets at any stage of the financing lifecycle. It uses its technology and capital to help scale asset-backed products and streamline the entire financing process. The company's simple software and easy-to-access capital make it a one-stop solution for modern asset-backed transactions.

In terms of revenue, Setpoint.io likely generates income through a subscription-based model, where clients pay a recurring fee to access the platform and its features. The company may also earn revenue from transaction fees for the services it provides.

Keywords: Capital Markets, Asset-Backed Lending, Operational Efficiency, Risk Management, Automated Workflow, Compliance, Single Source of Truth, Financing Lifecycle, Streamlined Financing Process, Subscription-Based Revenue.