Risika

Risika is a financial technology company that has developed a platform for financial risk management. Established in 2017 by a group of founders with backgrounds in banking, accounting, and statistics—Timm Jeppesen (CEO), Nicolai Rasmussen (CFO), Christoffer Ljørring (Head of Data Science & BI), and Thorbjørn Rønje (Chief Strategist)—the firm aims to challenge the traditional credit rating industry. The company primarily serves B2B clients, helping them to assess the financial health of their customers, automate credit decisions, and identify profitable leads.

Operating on a B2B SaaS business model, Risika provides its services through a subscription-based platform. The core of its offering is a real-time credit and risk management tool that leverages machine learning and advanced algorithms to analyze financial data on over 20 million Nordic businesses. This enables clients to receive credit recommendations, monitor their customer portfolios for changes in risk profiles, and customize their own credit policies within the system. The platform is designed to help finance and sales professionals make data-driven decisions to mitigate risk and improve performance.

Key features of the Risika platform include credit management, risk management insights, a credit automator, and document intelligence. The service provides daily notifications on debtor changes, allowing businesses to proactively adjust credit terms. Beyond risk mitigation, the platform also functions as a lead generation tool, enabling users to filter for new customers based on specific financial and industry criteria and to find prospects similar to their best existing customers. Risika's platform can be integrated with popular CRM and ERP systems, such as HubSpot, to enrich customer data and align finance, sales, and marketing teams. The company reports having over 2,600 finance professionals as users from notable companies including Canon, Telenor, and Jyske Bank.

Keywords: financial risk management, credit risk platform, B2B credit assessment, SaaS, fintech, machine learning, credit monitoring, lead generation, Nordic businesses, automated credit decisions, risk insights, portfolio management, data integration, financial data, credit policy automation, sales enablement, customer risk profile, debtor management, financial software, CCO