QIWI Platform

QIWI Platform, known as QPlatform, operates as a distinct entity within the broader QIWI group, functioning as a fintech integration platform built on a cloud architecture. The company is focused on the development of specialized fintech and blockchain products. Its core offering is a unified application building system that serves as the technological backbone for many of QIWI's primary services, including the QIWI Wallet and QIWI Distribution Processing.

The platform's business model is centered on providing B2B solutions and digital services, exemplified by its implementation at institutions like SBI Bank. As a PaaS (Platform as a Service) and SaaS (Software as a Service) provider, it delivers a fintech integration platform with capabilities in billing systems and Service-Oriented Architecture (SOA). A significant aspect of its strategy involves the development of open APIs, a direction it pursues in partnership with the Fintech Association (AFT).

In 2020, the corporate structure of QPlatform underwent a significant change. QIWI plc, the parent company, strategically brought in the international financial group SBI Holdings as a partner-shareholder. This restructuring resulted in QIWI retaining a 60% stake, while SBI Holdings and the top management of QPlatform acquired 20% each. This move was intended to foster further financial and geographical growth for the platform.

Keywords: fintech integration platform, B2B financial services, cloud architecture, open API development, blockchain products, Platform as a Service, PaaS, Software as a Service, SaaS, billing systems, service-oriented architecture, SOA, fintech laboratory, QPlatform, SBI Holdings