Pipo Saude

Pipo Saude is a Brazilian digital health benefits company that acts as a broker and manager of health plans for businesses. The company targets HR departments, CFOs, and CEOs, offering a platform that simplifies the process of purchasing and managing employee health benefits.

The core of their business model is to provide technology-driven solutions for companies to select the best health insurance plan based on their needs and budget. Pipo Saude's platform centralizes information, allowing for data analysis and insights to help companies make informed decisions. This includes managing the entire lifecycle of the benefit, from quoting and hiring to employee onboarding and support.

In addition to brokerage services, the company offers "Pipo Cuida," a service focused on health management and cost control. This service aims to reduce medical claims ratio by promoting preventative care and offering support to employees, which in turn helps to control the premium readjustments for the client companies. The company makes money through brokerage fees paid by the insurance companies and potentially through fees for their management platform and additional services like "Pipo Cuida."

Keywords: Health Benefits, Corporate Health, Insurtech, Employee Wellness, Benefits Management, Healthcare Broker, Cost Control, Data-driven HR, B2B, Brazil