PiPiT Global

PiPiT Global operates as a business-to-business cross-border payments platform with a pronounced social impact mission, focused on enhancing financial inclusion for individuals in emerging markets. Established in 2014 by co-founders Ollie Walsh (CEO), Julian Callaghan (COO), and Rory Ryan (CTO), the company was born from a desire to create secure and accessible payment solutions for the unbanked and those wary of online card transactions. The initial idea, conceived by Callaghan, was to enable e-commerce payments through a cash-based system, a concept brought to life by Walsh's strategic expertise and Ryan's technical acumen. A pivotal moment in the company's journey was its acquisition by Qenta, a global payments company, on May 1, 2025, a move set to integrate PiPiT's extensive network with Qenta's blockchain-based settlement rails.

The company's core service is a digital cash collection platform that facilitates international transactions. Initially targeting migrants sending money home, the platform enables users to pay for bills, load eWallets, and make bank deposits in their home countries by paying with cash at one of PiPiT's physical collection points. This model significantly reduces remittance costs compared to traditional wire services. The process involves a partner platform generating a barcode, which the end-user takes to a collection point to pay in cash; a confirmation is then sent to settle the transaction. Over time, the business has evolved its focus from solely e-commerce and migrant remittances to providing a comprehensive suite of payment services for emerging markets.

PiPiT Global's revenue is generated through a transaction-based model, leveraging partnerships to maintain a low-cost, scalable infrastructure. The company serves a diverse client base, including Payment Service Providers (PSPs), on/off ramps for crypto wallets, B2B billing platforms, payment gateways, and remittance applications. The platform's capabilities have expanded to cover 48 countries, offering a network of over 1.4 million pay-in points and connectivity to 300 million mobile money accounts, primarily in Africa and Latin America. Key services now include mobile money payments and disbursements across Sub-Saharan Africa, bank payments in Africa and LatAm, alternative payment methods like Pix in Brazil, and foreign exchange for 18 African currencies.

Keywords: cross-border payments, financial inclusion, emerging markets, remittance services, cash collection network, B2B payments, mobile money payments, payment service provider, FinTech, social impact, international bill pay, digital cash platform, bank disbursements, Africa payments, LatAm payments, alternative payments, FX exchange, payment gateway solutions, Qenta acquisition, Ollie Walsh