Pearl Holdings

Pearl Holdings appears to refer to several distinct corporate entities, leading to a complex and varied profile depending on the specific company in question. The most prominent of these is Pearl Holding Group, a managing general agent (MGA) established in 1991 and headquartered in Sunrise, Florida. This entity operates within the non-standard auto insurance market in Florida, serving as the MGA for Ocean Harbor Casualty Insurance Company and Equity Insurance Company. The company's business model revolves around providing personal automobile insurance products, including liability coverage, personal injury protection, and collision insurance, sold exclusively through a network of independent, licensed agents. Pearl Holding Group focuses on efficiently managed underwriting and claims departments to maintain competitive rates for its customers, emphasizing customer service and expedient processing. In April 2022, the company partnered with Continued Mobility to offer its policyholders real-time transportation benefits via rideshare providers like Uber or Lyft following an accident or mechanical breakdown. The company's CEO is Craig Hamway, and its private equity owner is HGGC.

Separately, a UK-based entity named Pearl Holdings Limited was incorporated on January 18, 1999, with its registered office in London. This private limited company operates in several sectors, including the development of building projects, buying and selling of its own real estate, and other letting and operating of property. The directors listed for this company are Yunus Patel, Mohamed Ismail Hussein, and Salim Ibrahim Patel. There is another UK entity, Pearl Holdings (RD) Ltd, which was incorporated on March 12, 2021, and also operates in London. This micro-entity, with Salimbhai Vallibhai Mohmed Patel as a director, seems to be a smaller operation.

Additionally, there is mention of Pearl Holding Limited, a Luxembourg-based investment organization founded in 2000 that was managed by Partners Group. This firm focused on a diversified portfolio with an appetite for buyouts in sectors like business services, primarily in Central and Eastern Europe, but it has since wound down its operations. Another entity, Pearl Group Holdings (No. 1) Limited, is identified as an investment group and a wholly-owned subsidiary of Phoenix Group Holdings, a member of the FTSE 250 Index.

Keywords: Pearl Holding Group, managing general agent, MGA, non-standard auto insurance, Florida insurance market, personal auto insurance, Ocean Harbor Casualty Insurance Company, Equity Insurance Company, independent insurance agents, insurance underwriting, claims processing, Craig Hamway, HGGC, Pearl Holdings Limited, UK real estate, property development, Yunus Patel, Pearl Holdings (RD) Ltd, Pearl Group Holdings (No. 1) Limited, Phoenix Group Holdings, investment group