PayToMe

PayToMe.co operates as an AI-driven financial technology platform designed to streamline and automate global payments and cross-border transactions. The company was founded in 2023 by Fares Alkhalil, who serves as the CEO. Alkhalil brings a background in computer science and extensive experience from his tenure at major financial and technology firms, including Apple, PayPal, and the founding of an e-commerce platform, which directly informs the company's strategic direction.

The firm's core business revolves around a suite of services structured under Payment-as-a-Service (PaaS), Banking-as-a-Service (BaaS), and Software-as-a-Service (SaaS) models. It targets a diverse client base across sectors such as e-commerce, retail, and healthcare, offering solutions to simplify complex financial operations. Revenue is likely generated through transaction fees, subscription plans for its SaaS offerings, and fees for its integrated banking services. PayToMe enhances its service capabilities by partnering with established fintech entities like Plaid and Stripe.

The platform provides a comprehensive set of tools including secure payment gateways, management of accounts receivable and payable, and expense tracking. A key differentiator is the integration of artificial intelligence to automate these processes, enhance security, and actively prevent fraud, thereby offering a robust solution for businesses aiming to optimize their payment workflows and ensure regulatory compliance.

Keywords: global payments, cross-border transactions, AI-powered fintech, Payment-as-a-Service, Banking-as-a-Service, accounts receivable automation, expense tracking, fraud prevention, payment gateway, e-commerce finance