Pay2Day Solutions

Pay2Day Solutions, Inc., operating as Authvia, is a SaaS company focused on the conversational commerce market. Founded in 2013 by Christopher J. Brunner, who serves as CEO, the company developed a platform to facilitate payments through text messaging and other digital chat channels. Brunner's extensive background in mobile technology, media, and payments, including roles at Qualcomm, Univision, and SITO Mobile, shaped his vision for embedding secure and seamless transaction capabilities directly into consumer conversations.

Authvia's core business revolves around its patented text-to-pay technology, most notably its flagship product, TXT2PAY®. This service enables businesses to send payment requests via SMS, WhatsApp, and other messaging apps. Consumers can then authorize the payment with a simple, secure code directly within the message thread, eliminating the need for separate apps, websites, or logins. The platform is designed to accelerate cash flow for businesses, reduce the risk associated with PCI compliance by keeping sensitive data off merchant systems, and improve the overall customer experience. The business model operates on a SaaS basis, providing its technology to a diverse client base that includes independent software vendors (ISVs), independent sales organizations (ISOs), banks, and merchants across various industries like healthcare, retail, and finance.

The platform offers more than just payment processing; its API-driven solution supports a range of conversational interactions. These include capturing new credit or debit cards for future use, securing approvals for work orders, and confirming appointments. By integrating with over 250 payment processors and gateways, Authvia provides flexibility for businesses to use their existing financial partners. Significant milestones for the company include processing its first $100 million in transaction volume by 2020, receiving its first patent in 2021, and securing a $7 million Series A funding round in April 2022, led by Red Door Capital Partners. This funding was allocated to expand sales, marketing, and partner channels. Keywords: conversational commerce, text-to-pay, TXT2PAY, mobile payments, payment gateway, message-based payments, secure transactions, Christopher J. Brunner, contactless payments, PCI compliance, SaaS, fintech, digital invoicing, payment processing, API integration, card capture, customer experience, payment automation, Red Door Capital Partners, El Segundo, Pay2Day Solutions