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Paper.id is an Indonesian-based financial technology company that provides a comprehensive software-as-a-service (SaaS) platform for small and medium-sized enterprises (SMEs). The company's core offering is a one-stop solution for businesses to manage their financial operations, including invoicing, payment processing, accounting, and inventory management. Paper.id's platform is designed to digitize and automate previously manual processes, thereby improving efficiency and reducing the challenges associated with cash flow management for B2B transactions.

The business model is centered around providing these services to a large and growing market of Indonesian SMEs. The platform facilitates supply chain financing by streamlining the invoicing process and offering features like document tracking, automatic payment reconciliation, and QR-based payment options through partnerships with financial institutions like Bank Negara Indonesia. By addressing the specific needs of the B2B sector, Paper.id helps its clients, such as restaurant suppliers, manage their accounts receivable and payable more effectively.

Keywords: B2B fintech, invoicing, payment processing, inventory management, SME financing, SaaS, Indonesian market, supply chain finance, accounting software, digital payments