Oystrfinance

Oystr Finance is a Financial Identity as a Service (FiDaas) platform focused on creating digital financial identities for the unbanked and underserved populations in Africa. By analyzing mobile money data, Oystr constructs comprehensive financial profiles for over 600 million people who lack access to traditional banking services. These digital identities enable individuals to access a range of formal financial services, including credit, investment, insurance, and mortgages. Oystr partners with financial service providers to integrate its platform, allowing these institutions to better engage with unbanked customers and generate new revenue streams. The company primarily serves financial institutions, mobile money operators, and other businesses looking to tap into the unbanked market. Oystr's business model revolves around providing these predictive financial identities, which lenders can use to target qualified leads, screen applicants, and optimize loan portfolio management. The platform is accessible via iOS and Android SDKs, as well as online web APIs.

Keywords: Financial Identity, Unbanked, Mobile Money, Africa, Credit Access, Investment, Insurance, Mortgages, Revenue Streams, Predictive Analytics.