OneSavings Bank

OSB Group is a UK-listed bank with a heritage spanning over 150 years, specializing in providing tailored lending and retail savings solutions. The company primarily serves underserved segments of the mortgage market, including buy-to-let landlords and other niche property investors. Operating through its industry-leading brands, OSB Group offers a range of financial products designed to meet the unique needs of its clients. The bank generates revenue through interest income from its lending activities and fees associated with its financial services. OSB Group's business model focuses on leveraging its deep industry expertise and strong customer relationships to deliver sustainable growth and shareholder value. The company is committed to fostering a positive future for the Private Rented Sector in the UK and actively engages with the community through initiatives like the Landlord Leaders community. OSB Group's governance structure includes a diverse board of directors, ensuring robust oversight and strategic direction. The company also places a strong emphasis on ethical practices and environmental responsibility.

Keywords: specialist lending, retail savings, mortgage market, buy-to-let, niche property investors, financial products, interest income, shareholder value, governance, ethical practices.