Net Worth Consulting

Net Worth Consulting, operating under the legal entity NWC Agente de Seguros SA de CV, is a financial services firm focused on making sophisticated investment and retirement planning accessible to the Latin American market. The company was founded in June 2013 by Ricardo Miguel Chavero Moya, who also serves as the CEO. Chavero Moya possesses a deep background in finance and technology, with Master's degrees in Finance and Business Analytics and experience as a professor at EGADE Business School, which informs the company's data-driven approach. His journey reflects a commitment to democratizing financial tools for a broader audience.

The firm primarily targets small and medium savers, offering them a gateway to international financial markets, specifically Wall Street, with a manageable minimum investment of $2,000. Its business model functions on an intermediary basis, providing clients with the ability to open a U.S.-based investment account online. Revenue is generated through its role as an authorized distributor for products from major financial institutions like Allianz México and by leveraging technology from Qienna Wealth Management Inc., an SEC-registered investment advisor. This structure allows clients to access a wide array of over 5,000 assets, including stocks, bonds, and various funds.

The core service revolves around personalized portfolio management guided by Modern Portfolio Theory and proprietary mathematical models designed for specific investor profiles. The platform provides clients with 24/7 access to monitor their investment performance and offers a seamless process for deposits and withdrawals via local bank transfers. Accounts are established with a U.S. broker and are protected up to $500,000 by the Securities Investor Protection Corporation (SIPC). By combining technology with established financial products, Net Worth Consulting aims to provide a comprehensive and secure investment solution for individuals looking to build wealth for retirement.

Keywords: wealth management Mexico, financial planning Latin America, retirement planning, investment services, US market access, personal finance, fintech, portfolio management, Allianz distributor, Ricardo Miguel Chavero Moya, Qienna Wealth Management, investment accounts, small investors, financial advisory, asset management, Modern Portfolio Theory, online brokerage, SIPC protection, Latin American savers, financial technology