Nera

Nera Agro is a leading digital ecosystem for agribusiness, providing innovative financing and payment solutions tailored to the needs of farmers. Operating primarily in Latin America, Nera Agro serves a diverse clientele including farmers and merchants, enabling them to optimize their sales budgets and improve segmentation strategies. The company offers multiple forms of cash collection, including traditional bank loans, loans with forward contracts, and payments through digital wallets such as digitized grains or 'agrotokens'. This flexibility ensures that farmers can choose the most suitable financing option for their production cycles while merchants receive immediate payments.

Nera Agro's business model revolves around offering digital and customized financing solutions, leveraging Data AI to provide key information for better financial decision-making. The platform has seen significant growth since its launch in 2023, with 1,400 merchants and over 4,000 farmers utilizing its services, resulting in 14,000 transactions. The company generates revenue through transaction fees and interest on loans provided to farmers.

Nera Agro's mission is to empower farmers through digital finance solutions, helping them thrive in a competitive market. By integrating advanced technology and financial expertise, the company aims to transform the way business is conducted in the agriculture sector.

Keywords: digital finance, agribusiness, customized financing, payment solutions, Latin America, Data AI, digital wallets, forward contracts, immediate payments, transaction fees.