MyBikePlan

MyBikePlan

E-bike financing and ownership through monthly payments.

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Zurich, Switzerland
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MyBikePlan offers a digital-first solution for e-bike acquisition, making electric bicycles more accessible through a 0% financing model. Customers can purchase and own an e-bike by making monthly payments over a period of 12 to 48 months, rather than a large upfront cost. This service is designed for individuals in Switzerland who want to own an e-bike without the immediate financial burden.

Founded in 2022 by Luca Stäuble and Sven Kisy, the company is headquartered in St. Gallen, Switzerland. The business operates through a network of partner bike shops across Switzerland. Customers select a bike from a partner shop, and MyBikePlan facilitates the financing, paying the shop directly. The customer then repays MyBikePlan in monthly installments. This model generates revenue through partnerships with the bike retailers.

The platform is entirely digital, allowing for a streamlined application and approval process. Key features include flexible payment terms (12, 24, 36, or 48 months), 0% interest financing, and immediate ownership of the bike. The service aims to promote sustainable mobility by lowering the entry barrier to e-bike ownership.

Keywords: e-bike financing, bicycle subscription, mobility-as-a-service, consumer financing, digital lending, sustainable transport, micromobility, asset financing, fintech, retail partnerships

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