Miss Moneypenny Technologies

Miss Moneypenny Technologies, a Berlin-based company founded in 2014, is redefining customer interaction through its SaaS platform, Wallet Studio. The company was established by co-founders Anna Bojic (CEO), Vinh Hoi Le Chau (CTO), and Marc Lampe (Co-CEO Growth). Before launching the Wallet Studio platform in 2022, the founding team spent seven years operating as a specialized tech agency, delivering large-scale wallet technology projects for international corporations. This deep experience was consolidated into the enterprise-grade SaaS platform. In April 2025, the company announced a seed funding round of approximately $8 million, led by Earlybird Venture Capital with participation from b2venture, to fuel its global growth and market expansion.

The core of the business is Wallet Studio, a no-code platform that enables businesses to utilize native digital wallets like Apple Wallet and Google Wallet as dynamic communication channels. This transforms static wallet cards into interactive touchpoints, allowing for real-time communication, personalized services, and efficient data collection without requiring customers to download an additional app. The company operates on a SaaS business model, providing enterprise-ready solutions to various industries, including insurance, automotive, mobility, retail, and telecommunications. Clients include major brands like Zurich Insurance, SIXT, and HDI, who use the platform to enhance customer engagement, simplify processes, and reduce operational costs. For instance, Zurich Insurance provides digital insurance cards, while SIXT integrates its loyalty program into the wallet for streamlined car pickups.

Wallet Studio offers a comprehensive suite of features designed for enterprise-level needs. The platform provides plug-and-play solutions that can be launched in days, an intuitive no-code editor for customizing designs and content, and tools for seamless distribution across various channels. It facilitates app-like experiences through a drag-and-drop interface for creating automated functions. Businesses can send personalized push notifications, conduct surveys, and even manage legally binding consent directly from the wallet card. The platform ensures enterprise-grade security and compliance, adhering to standards like DSGVO and ISO 27001, with data hosted in Germany. By turning digital wallets into a primary hub for customer interaction, Wallet Studio helps businesses achieve high conversion and retention rates, reporting that over 90% of users keep the wallet cards and engagement rates can reach up to 80%.

Keywords: digital wallet engagement, customer interaction platform, SaaS, no-code wallet solutions, Apple Wallet marketing, Google Wallet marketing, customer retention, mobile wallet solutions, personalized communication, enterprise software, digital loyalty cards, customer experience management, mobile marketing automation, insurtech, automotive technology, secure digital credentials, push notifications, customer data management, dynamic wallet passes, omnichannel customer engagement