Mesh

Mesh is a financial technology company that provides an AI-native bookkeeping and financial co-worker platform tailored for startup founders and business owners. Founded in 2024 by Erin Kim and Nandini Ramakrishnan, the company is headquartered in San Francisco and is a Y Combinator-backed startup. The founders, Kim (CEO) and Ramakrishnan (CTO), leveraged their collective experience at companies like Carta, eBay, and Barclays to address systemic inefficiencies in finance and accounting. They worked together for over five years at Carta, where they were instrumental in growing the fund accounting business from $20 million to $100 million in annual recurring revenue.

The platform functions as an AI bookkeeper that automates complex financial tasks, including daily, real-time transaction reconciliation, bookkeeping, and journal entries. Mesh integrates with a company's existing financial technology stack, including banking, invoicing, expense management, and payroll systems, to provide multi-way reconciliation and eliminate manual data entry. A key feature is its AI-native chat interface, which allows founders to ask questions about their financials in plain language and receive immediate, actionable insights on metrics like cash flow, expenses, and revenue, similar to having an on-demand CFO. This service is designed to save time, reduce accounting costs, and provide the real-time financial visibility necessary for informed decision-making regarding fundraising, investments, and hiring.

Mesh targets the substantial market of U.S. companies spending a significant portion of their revenue on finance and accounting. After launching, the company quickly gained traction, acquiring 25 customers within a week and being named the #1 Fintech of the Week on ProductHunt. In 2025, Mesh secured $500,000 in a seed funding round from Y Combinator.

Keywords: AI bookkeeper, accounting automation, financial insights, startup finance, automated reconciliation, financial reporting, real-time bookkeeping, cash flow management, expense tracking, Y Combinator, fintech, journal automation, financial data analysis, Erin Kim, Nandini Ramakrishnan, business financial management, accounting integration, startup accounting, AI financial assistant, bookkeeping automation