LISA Seguros Inteligentes
Creating insurance for the new economy.
| Date | Investors | Amount | Round |
|---|---|---|---|
| - | investor | €0.0 | round |
* | €1.2m | Seed | |
| Total Funding | 000k | ||
| EUR | 2022 | 2023 |
|---|---|---|
| Revenues | 0000 | 0000 |
| % growth | - | 94 % |
| EBITDA | 0000 | 0000 |
| Profit | 0000 | 0000 |
| % profit margin | (87 %) | (52 %) |
| EV | 0000 | 0000 |
| EV / revenue | 00.0x | 00.0x |
| EV / EBITDA | 00.0x | 00.0x |
| R&D budget | 0000 | 0000 |
Source: Company filings or news article
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LISA Seguros Inteligentes operates as a neo-insurer and a subscription agency, a model authorized by Spain's General Directorate of Insurance and Pension Funds (DGSFP). The Insurtech was established in 2018 by co-founders Pilar Andrade and Alfonso Lahuerta, both bringing extensive experience from the insurance and technology sectors to the venture. Andrade, who serves as the CEO, began her career in the insurance world at 22 and has leveraged her deep industry knowledge to drive the company's direction.
The firm's business model centers on creating, designing, and distributing digital insurance products underwritten by leading insurance companies. LISA focuses on developing solutions for niche markets often overlooked by traditional insurers, including sectors like industry, agriculture, cybersecurity, digital auto, and events such as weddings. Its revenue is generated by distributing these specialized insurance products through its proprietary platforms, which can be integrated into other digital businesses and apps via APIs for embedded or white-label insurance offerings. This approach allows business partners to co-create and offer customized insurance products directly to their clients, enhancing their value proposition.
LISA's core offering is a portfolio of entirely digital, customizable, and easy-to-understand insurance products. The company has developed a fully in-house technology model that enables rapid product integration and market entry. Notable products include a 100% online cyber risk policy and specialized insurance for the recycling industry that utilizes IoT devices for 24/7 risk monitoring. The company has steadily grown, subscribing over 20,000 policies in 2021 and completing a €1.2 million funding round in September 2022, led by Torsa Capital with participation from Enisa, to fuel product development and team expansion.
Keywords: Insurtech, digital insurance, subscription agency, MGA, embedded insurance, white-label insurance, niche insurance markets, API integration, cyber risk insurance, recycling industry insurance, Pilar Andrade, Alfonso Lahuerta, DGSFP authorized, Torsa Capital, BBVA Open Talent, Cuatrecasas Acelera, B-Corp, insurance for digital businesses, online policy distribution, customizable insurance