April

April is a financial technology company that provides a modular and configurable platform for payment and financing solutions. The company serves a diverse range of clients including Business to Consumer (B2C), Business to Business (B2B), Marketplaces, and Software as a Service (SaaS) businesses. Operating in the finance sector, April enables businesses to integrate payment processing, installment options, lending solutions, fraud protection, working capital, sub-merchant management, subscriptions, tokenization, and fast payout options into their purchasing experiences. The platform is designed to be safe, secure, and easily configurable to meet the specific needs of each business, thereby enhancing customer experiences and driving growth. April's business model involves licensing its platform to businesses, which in turn use it to offer various financial solutions to their customers. The company generates revenue through these licensing agreements and by providing value-added services. Key features of the platform include an eligibility engine, dashboards for both businesses and customers, and dedicated support to ensure a seamless integration and developer experience. By leveraging April's integrated experiences, businesses can increase basket size, reduce friction, improve conversion rates, and enhance cash flow. The platform also helps businesses maintain their brand identity without third-party redirects, ensuring a stronger relationship with their customers.

Keywords: modular finance, payment processing, lending solutions, fraud protection, working capital, sub-merchant management, tokenization, fast payouts, B2C, B2B.