Kreditz
The masterminds of open banking and PSD2.
| Date | Investors | Amount | Round |
|---|---|---|---|
| - | investor investor investor | €0.0 | round |
| investor | €0.0 | round | |
| investor investor | €0.0 | round | |
| investor investor investor investor investor | €0.0 | round | |
* | SEK108m Valuation: SEK450m 9.6x EV/Revenue | Early VC | |
| Total Funding | 000k | ||
| EUR | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 |
|---|---|---|---|---|---|---|
| Revenues | 0000 | 0000 | 0000 | 0000 | 0000 | 0000 |
| % growth | - | 1865 % | 463 % | 237 % | 108 % | 70 % |
| EBITDA | 0000 | 0000 | 0000 | 0000 | 0000 | 0000 |
| % EBITDA margin | (636 %) | (291 %) | - | - | - | - |
| Profit | 0000 | 0000 | 0000 | 0000 | 0000 | 0000 |
| % profit margin | (707 %) | (337 %) | (261 %) | (46 %) | (2 %) | (14 %) |
| EV | 0000 | 0000 | 0000 | 0000 | 0000 | 0000 |
| EV / revenue | 00.0x | 00.0x | 00.0x | 00.0x | 00.0x | 00.0x |
| EV / EBITDA | 00.0x | 00.0x | 00.0x | 00.0x | 00.0x | 00.0x |
| R&D budget | 0000 | 0000 | 0000 | 0000 | 0000 | 0000 |
Source: Company filings or news article
Related Content
Kreditz, founded in 2018 and headquartered in Stockholm, Sweden, operates in the financial technology sector by providing a credit scoring application. The company has expanded its presence with offices in Helsinki, Copenhagen, and Madrid.
The core of its business is a service that generates a real-time credit score derived from consumer-consented data. Users connect their bank accounts to the application, which then analyzes their transaction history to calculate an up-to-date credit score. This service is primarily aimed at business clients, such as those in the consumer lending industry, to help them make more informed credit decisions.
By categorizing and analyzing financial data, Kreditz offers its clients valuable insights that can enhance their lending and credit assessment processes. The business model focuses on providing these financial scores and insights to other businesses, positioning itself as a data-driven tool for risk assessment in peer-to-peer and other lending transactions.
Keywords: credit scoring, financial insights, transaction analysis, risk assessment, consumer data, lending decisions, open banking, financial technology, B2B, real-time data