Kobana

Kobana provides financial automation software through a single API that connects a company's internal systems to over 30 banks in Brazil. Founded in 2004 by Kivanio Barbosa and Rafael Lima, who serves as CEO, the company is headquartered in Rio de Janeiro, Brazil. Previously known as Boleto Simples, Kobana enables businesses to automate banking operations such as billing, payments, collections, and statement updates.

The platform is designed for companies with high transaction volumes, including fintechs, management systems, and other businesses seeking to automate their financial flows without developing and maintaining individual bank communication systems. It handles various communication protocols with banks, including modern APIs and traditional file-based systems like CNAB and EDI, simplifying complex processes and improving efficiency. The business model is primarily B2B, serving small, midsize, and large companies. It does not act as a bank or a digital account but as a facilitator for consuming services offered by traditional banks.

In November 2023, Kobana secured a Seed funding round of $200,000 from institutional investor BRQ. Other investors include Latitud and Proximity Angels. The company's platform includes features for recurring billing, payment reminders, and detailed reporting to monitor financial health.

Keywords: financial automation, API banking, bank integration, Brazilian fintech, payment gateway, B2B payments, financial software, collections automation, open banking, Boleto Simples, payment processing, accounts payable automation, accounts receivable automation, CNAB, EDI integration, corporate banking, treasury management, fintech infrastructure, recurring billing, Rafael Lima