Karbon Card

Karbon Card is a fintech company that provides corporate credit cards and expense management solutions for startups and small to medium-sized businesses in India. The company's primary offering is a corporate card that does not require a personal guarantee or a fixed deposit, which is a significant advantage for early-stage companies.

Karbon Card's business model revolves around providing a comprehensive financial toolkit for businesses. This includes not only the corporate cards but also a suite of software tools for expense management, vendor payments, and cash flow management. The platform allows companies to issue physical and virtual cards to their employees, set spending limits, and track expenses in real-time. This automation of expense reporting helps businesses save time and reduce administrative overhead.

The company generates revenue through interchange fees on the card transactions. It also offers premium features and services, such as higher credit limits and advanced analytics, which may come with additional fees. Karbon Card's target market is the rapidly growing startup ecosystem in India, which often struggles to access traditional banking and credit facilities.

Keywords: corporate cards, expense management, financial services, fintech, startups, business banking, vendor payments, cash flow, rewards, B2B