IMPESA

IMPESA is a fintech company founded in 2013 by Mario Hernandez, a former banker with 20 years of experience in the financial industry.

Driven by his deep understanding of the banking sector, Hernandez identified an opportunity to improve corporate financial operations. He established IMPESA to develop a suite of software-as-a-service (SaaS) solutions that streamline and simplify business expense management.

The company's flagship product is Monibyte, a cloud-based platform that allows businesses to have greater control and visibility over their corporate credit and debit card usage. Monibyte offers features such as real-time expense tracking, budget management, and policy enforcement, enabling companies to optimize their spending and prevent fraud.

IMPESA operates on a B2B2C model, partnering with banks and other financial institutions to offer its solutions to their corporate clients. The company generates revenue through licensing fees and transaction-based charges. In addition to its core expense management offerings, IMPESA has also expanded into the cryptocurrency space, allowing users to buy and sell digital assets through its platform.

Keywords: fintech, expense management, SaaS, corporate cards, payment solutions, B2B2C, financial technology, cloud-based, cryptocurrency, transaction processing