Howden

Howden Group Holdings is a global insurance and risk advisory group that serves a diverse range of clients, including mid-market companies, large corporates, SMEs, and personal lines. Operating in over 115 territories, Howden provides comprehensive broking, risk management, underwriting, and reinsurance services. The company has grown significantly since its inception in 1994, now employing 17,000 professionals and managing $38 billion in premiums. Howden's business model is centered around employee ownership, which fosters a client-first approach and drives exceptional service. The company generates revenue through a combination of organic growth and selective acquisitions, achieving a 33% increase in revenue and a 30% increase in adjusted consolidated EBITDA in FY2023. Howden's success is also supported by a sustainable capital management strategy and a robust network of over 45,000 professionals worldwide.

Keywords: insurance, risk advisory, broking, underwriting, reinsurance, employee ownership, global network, mid-market, SMEs, large corporates.