Heartland Financial

Heartland Financial USA, Inc., known as HTLF, was founded in 1981 by a group of visionary entrepreneurs led by Lloyd H. Kurtz. The company began its journey with a focus on providing community banking services, aiming to support local economies and foster growth in the regions it served.

Over the years, Heartland Financial expanded its footprint through a series of strategic acquisitions, allowing it to enter new markets and broaden its service offerings. A significant milestone in its history was the acquisition of Dubuque Bank and Trust in 1993, which marked the beginning of its expansion strategy.

In 1998, Heartland Financial went public, listing its shares on the NASDAQ under the ticker symbol HTLF. This move provided the company with the capital needed to further its growth ambitions and solidify its presence in the banking industry.

Throughout its history, Heartland Financial has remained committed to its community banking roots, emphasizing personalized service and local decision-making. This approach has enabled the company to build strong relationships with its customers and maintain a competitive edge in the market.

Today, Heartland Financial continues to thrive as a diversified financial services company, offering a wide range of banking products and services to individuals and businesses across the United States. Its journey from a small community bank to a prominent player in the financial industry is a testament to its strategic vision and dedication to serving its communities.