Guohuai.com

Guohuai (Shanghai) Information Technology Co., Ltd., also known as Guohuai Technology, was established in Shanghai on April 22, 2015. The firm operates as a technology service provider with a clear focus on the financial sector. The legal representative and Chairman is Sun Tao.

The company's core business revolves around providing comprehensive, end-to-end technology services for financial institutions engaged in inclusive finance, such as personal consumer loans and loans for small and medium-sized enterprises. Guohuai Technology assists these institutions with loan issuance, the management of asset-backed securities (ABS), and post-loan services. Its client base is composed of banks, securities firms, trust companies, and other financial entities. The company reports having served over 200 institutional clients. By the end of 2023, its platform had supported a cumulative transaction volume exceeding 300 billion RMB, involving over 50 million users and 400 million transactions.

Guohuai Technology offers a suite of products and solutions, including a comprehensive credit process technology platform, a credit ABS asset management platform, and a platform for distributing non-performing loan assets for legal action. The business model appears to be B2B, generating revenue by providing these specialized fintech platforms and consulting services to its institutional clients. Solutions are tailored for various financial players, including guarantee companies, trust companies, banks, and small loan companies.

Keywords: Fintech, financial technology services, inclusive finance, consumer lending solutions, SME loan technology, loan processing platform, asset-backed securities management, non-performing loan services, B2B fintech, credit process automation, financial institution technology, Guohuai Technology, Sun Tao, Shanghai fintech, loan asset management, China fintech