GeoPagos

GeoPagos operates as a payment acceptance infrastructure provider, offering a white-label, omnichannel solution for businesses across Latin America. Founded in 2013 by Sebastián Núñez Castro, Julián Lisenberg, Fernando Tauscher, Raúl Oyarzun, and Damián Harburguer, the company originated from an inspiring encounter with mobile payment technology in New York. This experience prompted the founders to develop a platform aimed at simplifying and expanding digital payment access throughout Latin America. CEO Sebastián Núñez Castro brought over 14 years of experience from American Express, where he managed card business operations across the region, while Julián Lisenberg is a serial entrepreneur with extensive experience in technology and innovation.

The company functions on a business-to-business-to-consumer (B2B2C) model, providing its technology as a licensed, infrastructure-as-a-service to large financial institutions, fintechs, retailers, and software companies. These clients, which include major players like Santander, BBVA, and Itaú, then offer the payment solutions to their own merchant customers. GeoPagos' revenue is generated through a usage-based software-as-a-service (SaaS) fee, aligning its success with that of its clients. Operating in 15 countries, the platform processes over 150 million transactions annually, with a total processed volume exceeding $5 billion.

GeoPagos delivers a comprehensive suite of digital payment solutions designed for an omnichannel experience. Its product line includes Tap to Phone technology, which transforms a smartphone into a point-of-sale terminal without extra hardware, traditional payment terminals, an e-commerce platform called Tienda Geo, and a payment gateway. The company also provides tools for payment service providers (PSPs) to streamline merchant onboarding and processing. After years of profitable, bootstrapped growth, GeoPagos secured its first institutional funding round of $35 million in August 2022, led by Riverwood Capital, to accelerate product development and its expansion across Latin America.

Keywords: payment infrastructure, payment acceptance, Latin America fintech, white-label payments, omnichannel payments, B2B2C, financial software, payment gateway, Tap to Phone, mPOS solutions, digital payments, payment processing, SaaS, fintech infrastructure, merchant acquiring, e-commerce platform, Sebastián Núñez Castro, Julián Lisenberg, point-of-sale technology, financial services API