Gard

Gard is a specialized marine insurance group that has been managing risk since its foundation in 1907. The company operates globally, providing marine insurance products that offer financial protection and practical assistance to its members and clients. Gard's business model focuses on delivering value through a combination of insurance services and knowledge sharing, particularly in loss prevention. The company serves a diverse range of clients within the maritime industry, including shipowners, charterers, and operators, ensuring they are protected against various risks associated with marine operations. Gard generates revenue through gross written premiums, which amounted to USD 588 million as of June 2024. The company maintains a strong financial position with an equity of USD 1529 million and a combined ratio net of 93%. Gard is committed to sustainability, corporate governance, and compliance, and it actively engages in sponsorships and donations. The company prides itself on its dedication to client service and offers a unique international workplace for its employees, fostering a culture of collaboration and continuous improvement.

Keywords: marine insurance, risk management, financial protection, loss prevention, global operations, maritime industry, shipowners, charterers, compliance, sustainability.