FundFi Merchant Funding

Fundfi Merchant Funding is a financial services company founded in 2020 and headquartered in New York, NY. The company specializes in providing revenue-based financing solutions and merchant cash advances (MCAs) to small and medium-sized businesses across the United States and Canada. This alternative financing model allows businesses to acquire growth capital without giving up equity.

The company's primary offerings are designed to serve entrepreneurs and businesses, including those with irregular cash flow patterns or seasonal operations, who may face challenges securing traditional bank loans. The business model is centered on a streamlined application process with same-day approvals. Repayment is structured as a percentage of the business's future revenues, aligning the repayment schedule with the client's actual performance. This differs from traditional loans by offering more flexible terms and often not requiring collateral.

Fundfi Merchant Funding operates as a direct funder and also maintains an ISO (Independent Sales Organization) partnership program. Through this program, ISO partners can earn commissions by connecting merchants with Fundfi's funding solutions. The company is led by CEO Efraim Kandinov and CFO Natasha Dillon. In December 2023, the company secured a credit facility arranged by Crown Partners to expand its funding capacity.

Keywords: revenue-based financing, merchant cash advance, small business funding, alternative lending, business capital, ISO partnership program, cross-border financing, direct funder, flexible repayment, growth capital, US-Canada trade, SME financing, non-dilutive capital, cash flow solutions, commercial finance, equipment financing, inventory financing, business expansion loans, working capital, merchant services