Fiserv

Fiserv is a global provider of financial services technology. The company's operations are divided into two main segments: Payments and Industry Products, and Financial Institution Services. Through these segments, Fiserv offers a wide range of solutions to a diverse client base that includes banks, credit unions, investment management firms, leasing and finance companies, retailers, and merchants.

Fiserv's business model is primarily business-to-business (B2B). The company generates revenue through a variety of streams, including software licensing, transaction fees, and professional services. A significant portion of its business comes from providing account processing solutions, with more than one-third of U.S. financial institutions relying on its services. The company also has a strong presence in the merchant acquiring and point-of-sale technology space, offering integrated solutions that facilitate digital payments and commerce.

By housing merchant acquiring, point-of-sale technology, core banking systems, and digital payment networks under one roof, Fiserv creates opportunities for cross-selling its services. The company has also grown through strategic acquisitions, which have helped to expand its market position and service offerings.

Keywords: financial technology, payment processing, banking solutions, merchant acquiring, point-of-sale, core banking, digital payments, B2B, account processing, financial services